Vicious House Bill | Off the Top o' My Head

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Off the Top o' My Head | "Don't tell me universal health care isn't a good idea. I can't afford health insurance." –100,000,000 Americans - "Don't tell me universal health care isn't a good idea. I can't afford health insurance." --100,000,000 Americans

https://topomyhead.com/2016/10/21/a-bureaucratic-absurdity/ A Bureaucratic Absurdity | Off the Top o' My Head - From time to time, one hears the time to wait for a delivery or answer expressed in “business hours.” What? A nurse recently said, “You will receive the test results in 48 to 72 business hours.” Does this mean two to three days or six to nine days? The latter if one assumes that a…

https://topomyhead.com/2011/11/06/pennsylvania-co/ Pennsylvania Commonwealth Bureaucracy | Off the Top o' My Head - Pennsylvania Commonwealth bureaucracy is truly amazing. The Department of Revenue just issued a regulation on the application of realty transfer taxes found here. Among other changes, the regulation provides clarification that a transfer to a revocable living trust for estate-planning purposes is generally not taxed, which was essentially true before the regulation was issued. No…

https://topomyhead.com/2016/10/15/death-of-student-loan-co-signer/ Death of Student-Loan Co-Signer | Off the Top o' My Head - Student loans are a burdensome fact of life for Americans of all ages. Post-secondary education is viewed as necessary for a lucrative occupation, either initially for a high-school graduate deciding on a career or later in life for an experienced worker who finds his or her previous employment choices disappearing. Tragically, the loan bargain many…

https://topomyhead.com/2016/10/06/do-not-put-premium-gas-in-your-chevy-sonic/ Do Not Put Premium Gas in your Chevy Sonic | Off the Top o' My Head - The American Automobile Association (AAA) recently studied gas-buying behavior of U.S. motorists, finding that more than 7% of us (16 million out of approximately 210 million) use premium gas when our cars don't need it. It has been known for decades that putting premium gas (90+ octane) in cars designed for regular (87+ octane) has…

https://topomyhead.com/2016/09/22/second-amendment-blues/ Second Amendment Blues | Off the Top o' My Head - I’m on the south side of Chicago And I’ve got guns on every side. When I stroll Madison Street; I am ready to duck, dive and hide. LaPierre and the NRA Honkies Say more guns will keep us unharmed. I can draw down and shoot back. So I’m safe as long as I’m armed. But…

https://topomyhead.com/2016/09/11/medicaid-and-long-term-care-insurance-partnership/ Medicaid and Long-Term Care Insurance Partnership | Off the Top o' My Head - Qualifying for Medicaid for care in a nursing home can be an ordeal. First, there are strict asset limits – $2,000 for a single person and an amount between $23,844 and $119,220 for a couple, if one spouse is not in long-term care. Second, the gauntlet an applicant or the applicant’s representative must run can…

https://topomyhead.com/2016/08/14/long-term-care-insurance-smart-buy-or-not/ Long-Term Care Insurance – Smart Buy or Not? | Off the Top o' My Head - In another blog, a man in his late 60s was complaining that long-term care insurance (LTCI) he bought at age 65 was costing him $3,600 per year. He bemoaned not buying it younger so it would cost less. It would have cost less because he would have paid premiums longer. Very few find themselves in…

https://topomyhead.com/2016/08/11/vicious-house-bill/ Vicious House Bill | Off the Top o' My Head - A particularly curmudgeonly Medicaid “reform” has been introduced in Congress. Medicaid receives heaps and mounds of criticism, particularly related to nursing-home coverage. The coverage is expensive, both on an individual basis and as a program. However, individuals in nursing homes need that care and Medicaid is the last resort if they lack the ability to…

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Astro - Overdrive Comp 2012

Love this bike. I've had this bike for about 2 1/2 months now and have thoroughly enjoyed it. Its been 200 miles of all trail, rocks and roots and the bike is rock solid. My only complaints are delivery issues. My bike was delivered with a broken reflector and a improperly installed derailleur cable. The rear derailleur cable housing was installed without a ferrule on one end causing the cable to gut itself. The metal strands inside the cable began to shoot out the end. Considering the previous reviews of DB customer service, I didn't bother. I fixed it myself. All in all the bike is a champ. Component for component it compares with LBS bikes in the $1300-$1500 range. Ive made a few modifications, a Serfas RX seat and Ergon grips to help smooth out some of those rough rides. May try a Thudbuster ST seat post next. Sure I've added a few pounds to my bike, but there's already 5 lbs less of me! Make it comfortable. Make it fun. Buy it.

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